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How to Build Your Own Storm Shelter for Under $3000

DIY storm shelter

When a storm hits, you are supposed to go to the basement or an interior room of your home. However, even if you live in a new “modern” home, the materials used to build the home aren’t likely to withstand the high-speed winds of a tornado or hurricane. A piece of debris flying at 100 mph is going to smash right through your home, which is why more than half of storm injuries and death are caused by flying debris. And, in a Force 5 or C5 storm, your home could be blown right off its foundation. If you live in an area prone to tornadoes or hurricanes, you should consider building your own storm shelter. A DIY storm shelter can be made for much cheaper than you’d imagine with these tips.

How Much Do Storm Shelters Cost to Build?

There are many different types of storm shelters, and many factors which will affect the cost. The simplest option for a storm shelter is to buy a prefabricated shelter and have them install it. Some of these can even be “dropped in” to your home or yard in just a matter of a few hours.

Prefabricated storm shelters are relatively cheap, but aren’t exactly the most attractive or comfortable options. However, if you aren’t a contractor and are on a budget, then these are probably the best options.  Don’t expect it to cost less than $3000 though.  You are more likely to pay around $5-$12k with shipping and installation.

Here are two examples of prefabricated storm shelters:

  • The Perfect Storm Shelters: They sell storm shelters which you can assemble yourself. You just need to have a concrete slab floor and a hammer drill to bolt the storm shelter to the existing floor. They cost just about $3000 to $6000, but are really small.
  • Safe Sheds: These storm shelters are meant for installation outdoors. They weigh 24,000 lbs and are delivered already fabricated. The delivery truck just sets them down somewhere outside your home and that’s it.   Since they are so heavy, they can be put just about anywhere and don’t require a reinforced concrete slab. The cost starts at about $5,000.

These are just two examples of prefabricated storm shelters. Again, if you don’t have experienced with construction and are on a budget, then this is probably the best route to go. Don’t risk making a DIY storm shelter if you don’t know what you are doing! But, if you are up for the task, then you can save even more money by building your own storm shelter.

The Two Types of DIY Storm Shelters

All storm shelters can be divided into two main types: Underground and Above Ground. Underground storm shelters are usually used in tornado zones, and can often double as bomb shelters. However, underground storm shelters are usually not suitable for hurricanes because they can flood.

Underground Storm Shelters

The easiest and cheapest way to build your own storm shelter underground is to put it in your existing basement. You can use the existing basement slab floor (assuming that it is reinforced and meets FEMA requirements).

If you plan on digging an underground storm shelter outside of your home, then you will need to pay for a ground analysis. Do NOT skip this step. The title of the person who does this is a geotechnical engineer.   The analysis will tell you things like:

  • Whether you have high water tables which could floor your storm shelter
  • Whether there’s solid bedrock to dig into (this will cost a lot!)
  • Whether the freezing soil during winter will create stress on the storm shelter walls

Above-Ground Storm Shelters

You’ll probably be building an above-ground storm shelters if you live in a hurricane area. What is important to remember when planning these DIY storm shelters is that they must be independent of the home. This doesn’t mean that they can’t be inside your home, but they must be bolted down to the concrete slab. If the rest of your home is blown away, the storm shelter will still remain.

Location of the Storm Shelter

Storm shelters can be inside your home or outside your home. There are pros and cons to each of these locations.

Storm Shelter Inside the Home


  • You will be able to access the storm shelter faster during a disaster
  • You might be able to use existing parts of the home (such as your slab floor) in the construction of the storm shelter, making it cheaper
  • This is the best option for new home builds


  • It usually requires extensive retrofitting to build a storm shelter inside the home; this renovation costs are expensive
  • The storm shelter can take up floor space inside your home
  • It will be messier to build the storm shelter inside your home

Storm Shelter Outside the Home


  • It is easier to bring materials to the build site
  • You can make a larger storm shelter


  • You won’t be able to access the storm shelter as easily during an emergency
  • The storm shelter can be an eyesore

*According to FEMA building codes, outside storm shelters cannot be more than 150 feet from your home’s entrance. If the storm shelter is further away than this, then you won’t be in compliance and be eligible for any rebates.

Size of the Storm Shelter

FEMA recommends that you make your storm shelter a minimum of 7 square feet per person for tornadoes. For hurricanes (which last longer than tornados), you should calculate at least 10 square feet per person.

If you plan on furnishing your storm shelter or adding a bathroom, then you are going to need more space. Also account for supplies you want to include in the storm shelter.

When building an underground storm shelter where you need to dig (i.e. not in a basement), don’t forget that you will need to dig a much bigger hole than the actual storm shelter. This is because you will need a lot of extra room for working. Also don’t forget to account for the thickness of the walls when planning the size of your storm shelter.   If using concrete, then the walls should be a minimum thickness of 5 inches – which means your storm shelter will take up a lot more space in the ground then its interior size.

Materials for Your DIY Storm Shelter

The most common materials for storm shelters are:

  • Reinforced concrete, poured
  • Reinforced concrete, blocks
  • Fiberglass and welded solid steel
  • Wood and steel

For DIY storm shelter designs, the most practical material choice is wood/steel. If you have experience working with concrete, then you might attempt a DIY shelter with concrete – but these materials are generally left for contractors.

Don’t expect to find storm-rated steel products at your local hardware store. You will need to special order these from steel suppliers.

The Door Is Going to Cost a Lot

When budgeting your DIY storm shelter, start with the door. This is going to be a huge part of the expense, and it isn’t something that you should skimp on.   Typically, steel doors are used for storm shelters. It isn’t just the door that matters though. It is how the door is bolted to the frame (and the frame better be ready to withstand a storm too!). You’ll need heavy-duty hinges. The door should be able to open inwards so you don’t get trapped by any debris is piled against the door.

Funding for Building Your Own Storm Shelter

If you are worried about the costs of building a storm shelter, go to the funding support page at FEMA. Many states will reimburse the costs of constructing a storm shelter. Many times as much as 75% of the costs will be covered! Don’t miss out on an opportunity to save money.  Since many prefabricated storm shelters cost as little as $5k, the final cost after the rebate would be just $1250.

Ready to Get Started?

FEMA has comprehensive guides on how to build your own storm shelter. Click the links to download the guides.

Do you have a storm shelter?  Share your build experience with us!